You can now apply your project to SIF DEBT Line, the guaranteed and subsidized credit line of the Social Innovation Fund, managed by PME Investimentos.

In partnership with Banks and Mutual Guarantee Societies, SIF Debt Line aims to facilitate the access to bank loans with better financing conditions for Social Economy entities and SMEs that develop Social Innovation and Social Entrepreneurship Initiatives (SISEI), allowing:

  • obtaining a mutual guarantee of up to 80% of the financing amount,
  • a subsidised interest rate
  • and a full guarantee fee.

Prior to requesting bank financing, the beneficiary must request the SISEI accreditation granted by Portugal Inovação Social.

Once the accreditation is obtained, the application process can be initiated with one of the participating banks.

Learn more here